Financial Planning
The quiet discipline of family offices
What India's most thoughtful family offices do differently — and what the rest can learn from them.
By CA Prateek Rawat · 10 April 2026 · 11 min read
Family offices in India are still a young institution. The first generation is largely promoter-built; the second generation is just now beginning to professionalise them.
What separates the thoughtful ones is not asset allocation or product selection. It is governance — a written investment policy, a documented succession map, a board of advisors that meets quarterly, and a CFO who is paid to say no.
The rest follows from there. Patience. Diversification. A long view of compounding. And the discipline to leave good businesses alone for decades.